Sustainable finance
ESG dashboard
ESG has become a board-level mandate, and treasury is part of delivering it. This dashboard scores each company on how it is doing environmentally, socially and on governance, and tracks it every month so a decline shows up early rather than in a headline.
How the score is built
Three pillar scores, each out of 100, are weighted into one overall score, which maps to a letter rating from AAA down to CCC — the same shape a rating agency uses. The weighting favours the environmental pillar slightly, because that is where a transaction bank's financed emissions sit.
Alongside the score sit two carbon numbers. Carbon intensity is tonnes of CO2e per million dollars of revenue, so a small heavy-emitting company is not flattered by its size. Financed emissions are the tonnes attributed to the bank through its exposure to that client — the figure that rolls up into the bank's own reported footprint.
What to look for
As a treasurer you see your own company's trend; as bank staff you get the whole portfolio.
- The trend arrow — improving, stable or declining — is set from the last three months, not the raw score.
- The rating band tells you where you sit; the pillar breakdown tells you why.
- On the portfolio view, the count of declining names is where the attention should go first.
Good to know
A high overall score with a weak governance pillar still deserves a second look — an average can hide it.
Carbon intensity trending down while revenue grows is the healthy shape; absolute emissions alone can mislead.