Developer & connectivity

Connectivity is the heart of transaction banking — host-to-host, API, ERP, files. Here is the honest state of each channel, and one genuinely working public API call you can paste into a terminal.

One call that actually works, right now

The exact public request the SWIFT gateway makes — no key, no auth. Paste it and you get real bank data back.

# resolve a German IBAN to its real bank + BIC
curl "https://openiban.com/validate/DE89370400440532013000?getBIC=true"

# -> {"valid":true,"bankData":{"name":"Commerzbank","bic":"COBADEFFXXX", ...}}

See it wrapped in the SWIFT gateway

Endpoint catalogue

The real endpoints behind the portal, and the programmatic surface on the roadmap.

Method	Endpoint	Description	Auth	Status
GET	/swift · SWIFT/BIC resolution	Resolves an IBAN to a real bank via the public openiban.com directory and decodes a BIC (ISO 9362). Backed by a genuine live outbound call.	session	LIVE
GET	/search?q=	Unified search across clients, accounts, payments and deals, scoped to the caller.	session	LIVE
GET	/alerts	The caller's live alert feed: pending approvals, open screening, breached SLAs, agent proposals.	session	LIVE
GET	/export/statement/{id}	Streams a valid ISO 20022 camt.053 (or MT940) bank statement, generated from the double-entry ledger.	session	LIVE
POST	/assistant/ask	The treasury assistant: a scoped question in, a grounded JSON answer out.	session	LIVE
POST	/api/v1/payments (roadmap)	Programmatic payment initiation with an idempotency key, four-eyes and ISO 20022 pain.001 in/pain.002 out.	OAuth2 + mTLS	ROADMAP
GET	/api/v1/balances (roadmap)	Real-time and intraday (camt.052) balance and transaction reporting.	OAuth2 + mTLS	ROADMAP

Connectivity channels

What a corporate can connect through — live today, and on the roadmap.

Web portalLIVE

The full role-based portal you are in now.

Public directory APILIVE

Live outbound calls to the openiban.com bank directory.

Statement filesLIVE

ISO 20022 camt.053 and SWIFT MT940 exports from the ledger.

REST API (H2H)ROADMAP

OAuth2 + mTLS programmatic access for host-to-host integration.

File transfer / SFTPROADMAP

Bulk pain.001 ingestion and camt.053 delivery over SFTP.

ERP connectors (SAP)ROADMAP

Native connectors into corporate ERP treasury modules.

SWIFT networkPARTIAL

Directory resolution is live; on-network gpi tracking needs SWIFT membership.