Making payments · Help centre

Make a SWIFT international payment (MT103 / pacs.008) Send a cross-border payment in any currency, with the beneficiary, charge option and correspondent detail SWIFT needs. 4 min read · 5,241 views · 95% helpful Make a SEPA Instant payment (SCT Inst) Send euros to any reachable account in the SEPA zone in under ten seconds, any time of day. 3 min read · 4,121 views · 96% helpful Make a CHAPS payment (GBP high-value, same-day) The UK rail for large, time-critical sterling payments that must settle today with finality. 3 min read · 3,881 views · 94% helpful Upload a payment batch (pain.001, MT103, CSV) Send hundreds of payments in one file — a payroll run, a supplier run — and let the portal validate before release. 4 min read · 3,421 views · 89% helpful Make a Fedwire payment (USD domestic wire) Same-day, final settlement for US dollar payments between banks in the United States. 3 min read · 3,010 views · 95% helpful Add and validate a beneficiary (BIC & IBAN) How the portal checks an IBAN and decodes a BIC before you ever send money to a new account. 3 min read · 2,981 views · 96% helpful Make a UK Faster Payment (FPS) Near-instant sterling payments up to the scheme limit, any time of day — usually free. 2 min read · 2,761 views · 96% helpful Approve a payment (four-eyes / maker-checker) Why the person who drafts a payment can never approve it, and how the approval step works. 2 min read · 2,341 views · 97% helpful