Liquidity alerts

What's real Eleanor Whitfield · Corporate Treasurer E

Liquidity alerting & deposit whitespace

A deterministic rules engine reads the same live balances, forecasts and disclosed cash the dashboards do — and hunts as hard for deposits to win as it does for risk. Every finding carries the figure that fired it, and a deposit opportunity turns into a governed call-for-funds in one click.

Rules decide, not a model. Each alert is a threshold test a reviewer can reproduce from its evidence. Alerts drawn from multinational financials are tagged simulated; the deposits won through funding are real balanced ledger movements.
Open alerts 4
2 critical
Deposit whitespace indicative $50B
open opportunity value
Deposits won $3.5M
1 call-for-funds funded
Projected annual NII $53K
on won deposits · 1.5% illustrative spread

Deposit whitespace by signal

Open opportunity value the queue has surfaced, by rule. Indicative, USD-equivalent.

$0$25B$50B$75B$100BIdle cash opportunity · $50,111,738,900.00Idle cash opportunity
View data table
SignalAlertsOpportunity value
Idle cash opportunity1$50,111,738,900

Open alerts by severity

The working set still in play

Critical · 50.0%Warning · 50.0%4open
  • Critical
  • Warning

The queue

1 alert shown, still in play. Worst severity first.

Warning Idle cash opportunity Open simulated deposit signal
UnitedHealth Group Incorporated holds USD 50.11bn of cash we do not bank

UnitedHealth Group Incorporated discloses USD 50.13bn in cash & equivalents (FY2025, simulated) but holds only USD 20.8m with us — USD 50.11bn of deposit whitespace. A call-for-funds could convert part of it to balances and NII.

Disclosed cash & equivalents
$50,132,505,600
Opportunity value
$50,111,738,900
Raised
14 Jul 2026
Evidence — reproduce this alert
Disclosed cash and equivalents 50,132,505,600
Deposits with us 20,766,700
Whitespace gap 50,111,738,900
Fiscal year 2,025
Is simulated yes
View source